You are much more likely to suffer a serious illness than die before you retire. It could be a very worrying time and you and your family should not have to be concerned at the same time about loss of income and problems with money.
Are you looking to move home, or do you think you are paying to much for your current mortgage? There are many offers around today so why not take advantage, and perhaps save money? Financial Concepts can introduce you to the leading rates, using up-to-date technology to source the most suitable deal for you.
Are you over 60 and would like to look into releasing equity from you home might just be the answer to raising the money you need without you needing to move. It is a big decision and there are many aspects to consider, such as any effect it may have on your tax status or your entitlement to means tested benefits. Releasing equity also requires the value of your estate for future beneficiaries.
Most prudent business people insure their business property, cars and machinery etc. Not many insure the most expensive asset of any business – It’s People! Consider the effect on your business if you, or one of your “Key” employees were to die or become seriously ill. Would you like to be in business with your partner’s (or Director’s) widow’s next husband? Share protection is vital if you are to safeguard the ownership of your business.