Financial Concepts Independent Financial Advisors are a complete one-stop financial services solution

We offer a total package of financial services including Life Assurance, Investments, Pensions, Mortgages, Equity Release, Long Term Care, Tax Planning and General Insurance, Including Home and Contents and Accident, Sickness and Redundancy Cover.

With offices in both Carlisle and Whitehaven and a growing team of highly qualified and experienced staff, we provide our clients with financial planning of the highest quality.